Complete EMI reference table for a ₹1 Lakh loan at every interest rate from 8% to 24% and every tenure from 1 to 20 years. Click any cell to see full details. Toggle between EMI view, interest view, and total payment view.
Home Loan @9%, 5yr
₹2,076
Home / car loan range
Standard @12%, 5yr
₹2,224
Interest: ₹33,440
Personal @14%, 3yr
₹3,418
Interest: ₹23,048
Long term @12%, 10yr
₹1,435
10 year tenure
| Rate / Tenure | 1 yr | 2 yr | 3 yr | 4 yr | 5 yr | 7 yr | 10 yr | 15 yr | 20 yr |
|---|---|---|---|---|---|---|---|---|---|
| 8% (lowest) | ₹8,699 | ₹4,523 | ₹3,134 | ₹2,441 | ₹2,028 | ₹1,559 | ₹1,213 | ₹956 | ₹836 |
| 9% | ₹8,745 | ₹4,568 | ₹3,180 | ₹2,489 | ₹2,076 | ₹1,609 | ₹1,267 | ₹1,014 | ₹900 |
| 10% | ₹8,792 | ₹4,614 | ₹3,227 | ₹2,536 | ₹2,125 | ₹1,660 | ₹1,322 | ₹1,075 | ₹965 |
| 11% | ₹8,838 | ₹4,661 | ₹3,274 | ₹2,585 | ₹2,174 | ₹1,712 | ₹1,378 | ₹1,137 | ₹1,032 |
| 12% | ₹8,885 | ₹4,707 | ₹3,321 | ₹2,633 | ₹2,224 | ₹1,765 | ₹1,435 | ₹1,200 | ₹1,101 |
| 13% | ₹8,932 | ₹4,754 | ₹3,369 | ₹2,683 | ₹2,275 | ₹1,819 | ₹1,493 | ₹1,265 | ₹1,172 |
| 14% | ₹8,979 | ₹4,801 | ₹3,418 | ₹2,733 | ₹2,327 | ₹1,874 | ₹1,553 | ₹1,332 | ₹1,244 |
| 15% | ₹9,026 | ₹4,849 | ₹3,467 | ₹2,783 | ₹2,379 | ₹1,930 | ₹1,613 | ₹1,400 | ₹1,317 |
| 16% | ₹9,073 | ₹4,896 | ₹3,516 | ₹2,834 | ₹2,432 | ₹1,986 | ₹1,675 | ₹1,469 | ₹1,391 |
| 18% | ₹9,168 | ₹4,992 | ₹3,615 | ₹2,937 | ₹2,539 | ₹2,102 | ₹1,802 | ₹1,610 | ₹1,543 |
| 20% | ₹9,263 | ₹5,090 | ₹3,716 | ₹3,043 | ₹2,649 | ₹2,221 | ₹1,933 | ₹1,756 | ₹1,699 |
| 24% | ₹9,456 | ₹5,287 | ₹3,923 | ₹3,260 | ₹2,877 | ₹2,468 | ₹2,205 | ₹2,058 | ₹2,017 |
Click any cell to see full breakdown · Reducing balance · Monthly compounding
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EMI for ₹1 Lakh Loan · All rates 8%–24% · All tenures 1–20 years · Reducing balance · For reference only