This mutual fund return calculator works in two modes. NAV Mode: enter the purchase NAV, current NAV, investment amount, and holding period to calculate units purchased, current value, CAGR, and absolute return. Lump Sum Mode: enter an investment amount, expected annual return, and years to see proj...
Leave 0 to skip CAGR calculation
CURRENT PORTFOLIO VALUE
₹2.40 L
Absolute return: 140% · CAGR: 19.14% · 2000 units
CURRENT VALUE
₹2.40 L
ABSOLUTE RETURN
140%
CAGR
19.14%
GAIN/LOSS
₹1.40 L
UNITS
2,000
BUY NAV
₹50
CURRENT NAV
₹120
VALUE OVER TIME
✓ Profit: ₹1.40 L (140%) · 19.14% CAGR
Live diagram · updates as you type
NAV Mode: enter the NAV at which you purchased (buy NAV), the current NAV, your investment amount, and how long you have been invested. The calculator shows units purchased, current portfolio value, absolute return %, and CAGR.
Lump Sum Mode: enter your investment amount, expected annual return %, and number of years. The calculator shows the projected future value using compound growth. Use this for goal planning.
Absolute return tells you the total % gain from your original investment regardless of time period. CAGR (Compound Annual Growth Rate) normalises the return to a per-year figure, making it comparable across different funds and time periods.
Use INR (₹) for Indian mutual funds or USD ($) for international funds. The math is identical — only the currency symbol changes.
Rahul invested ₹1,00,000 in a mutual fund at NAV ₹50. After 5 years, the NAV is ₹120. Units purchased: ₹1,00,000 / ₹50 = 2,000 units. Current value: 2,000 × ₹120 = ₹2,40,000. Absolute return: (2,40,000 − 1,00,000) / 1,00,000 × 100 = 140%. CAGR: (120/50)^(1/5) − 1 = 19.14% per year. In other words, the fund grew at 19.14% compounded annually over 5 years.
| CATEGORY | BENCHMARK | 3Y CAGR* | 5Y CAGR* | 10Y CAGR* |
|---|---|---|---|---|
| Large-cap Equity | Nifty 50 | ~10-14% | ~12-15% | ~11-13% |
| Mid-cap Equity | Nifty Midcap 150 | ~16-22% | ~18-24% | ~15-20% |
| Small-cap Equity | Nifty Smallcap 250 | ~18-28% | ~20-30% | ~14-20% |
| Flexi-cap Equity | Nifty 500 | ~12-18% | ~14-20% | ~12-16% |
| Debt (Short-term) | CRISIL ST Bond | ~6-7% | ~6-7% | ~6-7% |
| Hybrid (Balanced) | Nifty 50 Hybrid | ~10-14% | ~11-15% | ~10-13% |
*Indicative ranges only. Past performance is not indicative of future returns. Mutual fund investments are subject to market risks.
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NAV formula: Units = Amount/NAV · CAGR = (End NAV/Buy NAV)^(1/Years)−1 · Absolute Return = (Current−Invested)/Invested×100 · Mutual Fund investments are subject to market risks. Read all scheme related documents carefully. · Last updated: April 25, 2026 · Eagle-eyed accuracy for every calculation.