XRP is the native cryptocurrency of the XRP Ledger, developed by Ripple Labs. It is one of the oldest and most debated cryptocurrencies, consistently ranking in the top 5 by market capitalisation. XRP is designed for fast, low-cost international money transfers — transactions settle in 3–5 seconds a...
Enter full price e.g. 0.30
⚖️ XRP note: The SEC v. Ripple lawsuit concluded in 2024 with a ruling that XRP is not a security when sold on exchanges. This significantly improved XRP''s regulatory outlook in the US.
Short-term gains (<1 year) taxed as ordinary income (10%–37%).
NET PROFIT
+$7,324.00
ROI
+731.67%
XRP BOUGHT
3,333
BREAK-EVEN
$0.3006
AFTER-TAX
+$5,712.72
NET PROFIT
+$7,324.00
ROI
+731.67%
PRICE CHANGE
+733.33%
MULTIPLIER
8.333×
COST BASIS vs NET PROCEEDS
PROCEEDS BREAKDOWN
TOTAL FEES
$9.33
TAX ESTIMATE
$1,611.28
AFTER-TAX PROFIT
+$5,712.72
XRP AMOUNT
3,333.3333 XRP
Live diagram · updates as you type
| XRP Purchased | 3,333.3333 XRP |
| Buy Price per XRP | $0.3000 |
| Sell Price per XRP | $2.50 |
| Gross Investment | $1,000.00 |
| Buy Fee | $1.00 (0.1%) |
| Cost Basis | $1,001.00 |
| Gross Proceeds | $8,333.33 |
| Sell Fee | $8.33 (0.1%) |
| Net Proceeds | $8,325.00 |
| Net Profit / Loss | +$7,324.00 |
| Return on Investment | +731.67% |
| Price Multiplier | 8.333× |
| Break-Even Price | $0.3006 |
| Tax Estimate | $1,611.28 (22%) |
| After-Tax Profit | +$5,712.72 |
Enter your total investment in USD — the total amount you spent to buy XRP.
Enter your buy price — the price per XRP when you purchased. XRP typically trades between $0.20 and $3.00, so enter the full decimal price e.g. 0.30.
Enter your sell price — the current or target price per XRP. Use the live market price for unrealised P&L.
Enter your exchange fees — most exchanges charge 0.1%–0.5% per trade. Note: XRP on-chain transfer fees are around $0.0002 and can be ignored for exchange trades.
Select your holding period and tax rate to see your estimated after-tax profit.
The result box and live diagram update instantly with net P&L, ROI, break-even price, and after-tax profit.
Example: You invested $1,000 in XRP at $0.30 per XRP and sold at $2.50. XRP purchased = $1,000 ÷ $0.30 = 3,333.33 XRP. Gross proceeds = 3,333.33 × $2.50 = $8,333.33. Buy fee (0.1%) = $1.00. Sell fee (0.1%) = $8.33. Cost basis = $1,001.00. Net proceeds = $8,325.00. Net profit = $7,324.00. ROI = 731.67%. Break-even = $0.3006. At 22% short-term tax rate: tax = $1,611.28, after-tax profit = $5,712.72.
| NAME | FORMULA | DESCRIPTION |
|---|---|---|
| XRP Amount | Investment ÷ Buy Price | XRP tokens purchased for your investment |
| Cost Basis | Investment + (Investment × Buy Fee %) | Total cost including buy-side exchange fee |
| Gross Proceeds | XRP Amount × Sell Price | Total value before sell fee deduction |
| Net Proceeds | Gross Proceeds − (Gross Proceeds × Sell Fee %) | Amount received after sell-side fee |
| Net P&L | Net Proceeds − Cost Basis | Actual profit or loss after all fees |
| ROI | (Net P&L ÷ Cost Basis) × 100 | Return on investment as a percentage |
| Break-Even | Cost Basis ÷ (XRP Amount × (1 − Sell Fee %)) | Sell price needed to exactly recover your cost basis |
| Tax Estimate | max(Net P&L, 0) × Tax Rate | Estimated capital gains tax on profitable trades |
| After-Tax Profit | Net P&L − Tax Estimate | Profit remaining after estimated tax payment |
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Disclaimer: This calculator is for informational purposes only and does not constitute financial, legal, or tax advice. Cryptocurrency investments are highly volatile. The SEC v. Ripple summary is a general overview — consult a legal professional for specific advice.
Last updated: April 29, 2026 · Formula verified by EagleCalculator team · Eagle-eyed accuracy for every calculation.