INCOME TAX ON ₹15 LAKH · SALARIED · NEW REGIME · FY 2025-26
NEW REGIME (DEFAULT)
₹97,500
EFFECTIVE RATE
6.50%
MONTHLY TAKE-HOME
₹1,16,875
OLD REGIME (NO EXTRA DEDUCTIONS)
₹2,57,400
EFFECTIVE RATE
17.16%
MONTHLY TAKE-HOME
₹1,03,550
✅ New Regime saves ₹1,59,900/year (₹13,325/month) vs Old Regime with no deductions
NEW REGIME — SLAB BREAKDOWN (₹15L SALARIED)
| Slab | Rate | Taxable Amt | Tax |
|---|---|---|---|
| Standard deduction | — | −75,000 | — |
| Up to Rs.4L | 0% | ₹4,00,000 | Nil |
| Rs.4L - Rs.8L | 5% | ₹4,00,000 | ₹20,000 |
| Rs.8L - Rs.12L | 10% | ₹4,00,000 | ₹40,000 |
| Rs.12L - Rs.16L | 15% | ₹2,25,000 | ₹33,750 |
| Rs.16L - Rs.20L | 20% | Nil | Nil |
| Rs.20L - Rs.24L | 25% | Nil | Nil |
| Above Rs.24L | 30% | Nil | Nil |
| TOTAL TAX (incl. 4% cess) | ₹97,500 | ||
KEY FACTS — ₹15L SALARY (NEW REGIME)
GROSS SALARY
₹15,00,000
STANDARD DEDUCTION
₹75,000
TAXABLE INCOME
₹14,25,000
TOTAL TAX
₹97,500
EFFECTIVE RATE
6.50%
MONTHLY TAKE-HOME
₹1,16,875
NEW vs OLD — ₹15L (NO EXTRA DEDUCTIONS)
| New Regime | Old Regime | |
|---|---|---|
| Std deduction | ₹75,000 | ₹50,000 |
| Taxable income | ₹14,25,000 | ₹14,50,000 |
| Total tax | ₹97,500 | ₹2,57,400 |
| Effective rate | 6.50% | 17.16% |
| Monthly take-home | ₹1,16,875 | ₹1,03,550 |
New Regime saves ₹1,59,900/year with no deductions.
→ Calculate with YOUR deductions — New vs Old ComparisonIncome tax on ₹15 lakh salary · New Regime FY 2025-26 · Salaried · Std deduction ₹75,000 · Total tax Rs.97,500 · Eff. rate 6.5% · Budget 2025